BHC Posted March 27, 2017 Share Posted March 27, 2017 I've been with NJM for nearly 20 years, but it seems since Super Storm Sandy rates have gone up alot and the dividend checks have gotten alot less. Many people I work with have switched from NJM to other companies and they are saving $500 or more, even with NJM's discount and dividend check. I didn't believe it myself, so I just did two on-line quotes from Geico and Progressive and sure enough both was $550 cheaper then NJM. This weekend I will do a few more quotes from other companies Link to comment Share on other sites More sharing options...
3Blade Posted March 27, 2017 Share Posted March 27, 2017 We have also been with them for about 15 years, got them through my wife's job when she used to work. I haven't shopped them in years, just assumed no one else could beat there pricing. I may have to shop around now. 🇺🇸🇺🇸🇺🇸 Link to comment Share on other sites More sharing options...
P&Y BUCK Posted March 27, 2017 Share Posted March 27, 2017 USAA Link to comment Share on other sites More sharing options...
Tarhunt Posted March 27, 2017 Share Posted March 27, 2017 State Farm. "The Nation Which Forgets Its Defenders, Will Itself Be Forgotten". Link to comment Share on other sites More sharing options...
Lunatic Posted March 27, 2017 Share Posted March 27, 2017 I've been with NJM for nearly 20 years, but it seems since Super Storm Sandy rates have gone up alot and the dividend checks have gotten alot less. Many people I work with have switched from NJM to other companies and they are saving $500 or more, even with NJM's discount and dividend check. I didn't believe it myself, so I just did two on-line quotes from Geico and Progressive and sure enough both was $550 cheaper then NJM. This weekend I will do a few more quotes from other companies Be carful, most of them will bait and switch. I am too with NJM for my cars and house. I did receive the best quote for my motorcycle insurance from Geico but at one year renewal they raised my policy far above all other quotes. I have now Progressive fro my bike and so far so good. Link to comment Share on other sites More sharing options...
rackemup Posted March 27, 2017 Share Posted March 27, 2017 Statefarm Link to comment Share on other sites More sharing options...
Cedars Posted March 27, 2017 Share Posted March 27, 2017 State Farm here. Link to comment Share on other sites More sharing options...
cantw82start Posted March 27, 2017 Share Posted March 27, 2017 NJM here as well, but I have also heard that there are better deals out there. Link to comment Share on other sites More sharing options...
nmc02 Posted March 27, 2017 Share Posted March 27, 2017 State farm Link to comment Share on other sites More sharing options...
mattg1500 Posted March 27, 2017 Share Posted March 27, 2017 NJM for me also. 3 vehicles with full coverage and 500 deductable $2100yr and Homeowners insured for whatever they recommended based off the crap you fillout for $600yr Link to comment Share on other sites More sharing options...
BHC Posted March 27, 2017 Author Share Posted March 27, 2017 Be carful, most of them will bait and switch. I am too with NJM for my cars and house. I did receive the best quote for my motorcycle insurance from Geico but at one year renewal they raised my policy far above all other quotes. I have now Progressive fro my bike and so far so good. My thoughts exactly, and I asked a few people at work who have been with their insurance companies for 2 years or more and they said the rates went up but by $10-$15 and still cheaper then NJM Link to comment Share on other sites More sharing options...
not on the rug Posted March 27, 2017 Share Posted March 27, 2017 State Farm for home, auto and coverage on other items Link to comment Share on other sites More sharing options...
RPK0620 Posted March 28, 2017 Share Posted March 28, 2017 Be sure the competitive companies are quoting the "EXACT SAME" coverage that you have with NJM. I have NJM and have checked other companies a few times and what they told me on the phone and then what I received in the mail was not the same....their cheaper policy did not have the same coverage. I thought, growing old would take longer ! I spent most of my money on shotguns and fly rods. The rest I just wasted. Link to comment Share on other sites More sharing options...
hunterdan199 Posted March 28, 2017 Share Posted March 28, 2017 They suck for home insurance. I paying $1200.00 a year for a 2017 Toyota Tacoma trd think that's kinda fair. Link to comment Share on other sites More sharing options...
SxSshooter Posted March 28, 2017 Share Posted March 28, 2017 Prudential/ High Point Link to comment Share on other sites More sharing options...
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