Hunters Insurance

[RCR]

I'm doing my offseason work and looking to get access to private property.  The owner is fine with me hunting, but wants me insured.  What is the best bet?  Not looking to break the bank - just check the box.

Thanks-Bob

[LPJR]

1 minute ago, RCR said:

I'm doing my offseason work and looking to get access to private property.  The owner is fine with me hunting, but wants me insured.  What is the best bet?  Not looking to break the bank - just check the box.

Thanks-Bob

Welcome to the site Bob. This is the insurance we have used for years. 

https://www.njsfsc.org/insurance

[BothBarrels]

3 minutes ago, LPJR said:

Welcome to the site Bob. This is the insurance we have used for years. 

https://www.njsfsc.org/insurance

+1

[ratherbhunting]

13 minutes ago, LPJR said:

Welcome to the site Bob. This is the insurance we have used for years. 

https://www.njsfsc.org/insurance

That's what I have. 

[AllGameTasteGood13]

Njsfsc as well

[JJoe]

Yep. New Jersey State Federation of Sportsman's Club's. $40 a year gets you:

• $1,000,000 liability insurance coverage plus $2,000,000.00 umbrella coverage

[Merkel]

Same here 

[mazzgolf]

NJSFSC even has their online portal where you log into your account and you can print out a copy of your liability insurance certificate to show to or give to the landowner as proof of insurance.

[JD48]

Have it also

[fab]

Have it a well 

[John Balasa]

3 hours ago, RCR said:

I'm doing my offseason work and looking to get access to private property.  The owner is fine with me hunting, but wants me insured.  What is the best bet?  Not looking to break the bank - just check the box.

Thanks-Bob

If he dose not take money from you for hunting he is not liable for you. Something happens to you ,you are on you own. This is  in Virginia. I do not know  about other state. I give permission to hunt on my land but not renting it, so money is not involve.

[fab]

It’s general libility correct?

 

my one land owners requires me to have it in the event it’s needed.  

[gregtpal]

10 minutes ago, fab said:

It’s general libility correct?

 

my one land owners requires me to have it in the event it’s needed.  

Yes.  Landowener not charging  $ has no liability in nj except if gross negligence like a booby trap, known open well.  That said, many want it anyway.  Wouldnt hurt to show him in nj guide or on hunter permission card though

[Bonefreak]

Same here. Been using the Federation’s insurance policies for years. Luckily never had to use it. Property owners n clubs I have hunted required it. 
 

anyone ever hear of someone having to use it?

[mazzgolf]

As what others pointed out already, NJ has a very liberal landowner liability law. Usually the word "liberal" has a negative connotation  but here it is good for us hunters/trappers/anglers. 

• The statute: https://law.justia.com/codes/new-jersey/2013/title-2a/section-2a-42a-8.1
• DFW webpage: https://dep.nj.gov/njfw/hunting/landowner-liability-act/
• A good description that explains it: https://www.maggianolaw.com/blog/new-jersey-landowner-liability-act/

Basically, if the land owner gives you permission but doesn't charge for access, he owes you no duty to keep the premises safe (other than he can't be willfully malicious).

This law was passed in order to encourage private land owners to provide access to the public to enjoy outdoor activities.

It's a shame we live in such a litigious society that people still require you to have insurance, but it is what it is. But, you could tell the landowner about the NJ landowner liability law just to help ease his mind, even if you still get insurance.